Getting a mortgage as a self-employed borrower can feel more complicated than for traditional W-2 employees. But the good news? It’s absolutely possible—you just need to be prepared. Lenders want to see stable income, strong financial records, and proof that…
In real estate, market conditions can shift between a seller’s market and a buyer’s market—and if you’re looking to buy a home, a buyer’s market presents some of the best opportunities to negotiate a great deal. But what exactly does…
Buying a home is one of the most significant financial decisions you’ll make, and preparing your finances ahead of time is the key to success. As we enter 2025, setting yourself up financially will make the home-buying process smoother, less…
When it’s time to move into a new home, selling your current house isn’t the only option. For homeowners looking to build long-term wealth, turning your current home into a rental can be a savvy financial move. With the right…
If you’re self-employed, you may already know that getting a mortgage can feel a bit more complex than it is for W2 employees. But don’t let that discourage you—getting a mortgage when you’re self-employed is entirely possible with the right…
Let’s talk about timing your refinance: what to know as interest rates drop. In the ever-changing world of real estate, keeping an eye on interest rates is crucial, especially if you’re considering refinancing. Over the past few weeks, we’ve seen…
Saving money on your mortgage is not just a dream—it’s a reality that many homeowners can achieve with a few smart strategies. Whether you’re looking to save money on your mortgage payments each month or reduce the total amount you’ll…
When you close on your home and mortgage, you likely won’t be paying the company that closed your loan for long. So, who owns my home loan? While this might be surprising, it’s quite normal for your mortgage to be…
Mistakes to Avoid When Getting a Mortgage Loan Are you in the process of buying a house or refinancing your mortgage? How do you know you’re getting the best deal or the lowest interest rate? In this blog, we discuss…
Basics On Credit In our line of work we meet people with vastly different credit experiences and knowledge. There seems to be a lot of misconceptions about credit so we wanted to break down the basics for you. When it…
