How to Use Gift Funds for a Down Payment
How to Use Gift Funds for a Down Payment Buying a home comes with plenty of questions—and one of the biggest is: Where will my down payment come from? The good news is, it doesn’t always have to come out…
Is There a Housing Bubble Coming in 2025? What Buyers Should Know
Housing bubbles bring fear and uncertainty to homeowners and buyers alike. When people hear the term, they immediately think of 2008, when the real estate market collapsed, sending home values plummeting and shaking the financial world. But is history about…
How to Qualify for a Mortgage When You’re Self-Employed
Getting a mortgage as a self-employed borrower can feel more complicated than for traditional W-2 employees. But the good news? It’s absolutely possible—you just need to be prepared. Lenders want to see stable income, strong financial records, and proof that…
How to Navigate a Buyer’s Market: Strategies for Home Buyers
In real estate, market conditions can shift between a seller’s market and a buyer’s market—and if you’re looking to buy a home, a buyer’s market presents some of the best opportunities to negotiate a great deal. But what exactly does…
How to Prepare Your Finances for Buying a Home in 2025
Buying a home is one of the most significant financial decisions you’ll make, and preparing your finances ahead of time is the key to success. As we enter 2025, setting yourself up financially will make the home-buying process smoother, less…
Investment Property Basics: Turning Your Current Home into a Rental
When it’s time to move into a new home, selling your current house isn’t the only option. For homeowners looking to build long-term wealth, turning your current home into a rental can be a savvy financial move. With the right…
How to Get a Mortgage When You’re Self-Employed: A Step-by-Step Guide
If you’re self-employed, you may already know that getting a mortgage can feel a bit more complex than it is for W2 employees. But don’t let that discourage you—getting a mortgage when you’re self-employed is entirely possible with the right…
Timing Your Refinance: What to Know as Interest Rates Drop
Let’s talk about timing your refinance: what to know as interest rates drop. In the ever-changing world of real estate, keeping an eye on interest rates is crucial, especially if you’re considering refinancing. Over the past few weeks, we’ve seen…
How to Save Money on Your Mortgage: Simple Strategies to Keep More in Your Pocket
Saving money on your mortgage is not just a dream—it’s a reality that many homeowners can achieve with a few smart strategies. Whether you’re looking to save money on your mortgage payments each month or reduce the total amount you’ll…
Who Owns My Home Loan?
When you close on your home and mortgage, you likely won’t be paying the company that closed your loan for long. So, who owns my home loan? While this might be surprising, it’s quite normal for your mortgage to be…
