If you’re self-employed, a 1099 worker, or a business owner, you’ve probably already learned that your financial path looks a little different than someone earning a traditional W-2 salary. And when it comes to buying a home, that difference can…
If you’re carrying student loan debt and thinking about buying a home, you’re probably wondering: can I buy a house with student loans? The short answer? Yes, you can absolutely buy a house with student loans. But like most things…
If you’ve started researching mortgages, chances are you’ve heard the names Fannie Mae and Freddie Mac thrown around. But who are they? And more importantly, why do they matter to you as a homebuyer? Let’s break it down in simple…
How to Use Gift Funds for a Down Payment Buying a home comes with plenty of questions—and one of the biggest is: Where will my down payment come from? The good news is, it doesn’t always have to come out…
Housing bubbles bring fear and uncertainty to homeowners and buyers alike. When people hear the term, they immediately think of 2008, when the real estate market collapsed, sending home values plummeting and shaking the financial world. But is history about…
Getting a mortgage as a self-employed borrower can feel more complicated than for traditional W-2 employees. But the good news? It’s absolutely possible—you just need to be prepared. Lenders want to see stable income, strong financial records, and proof that…
In real estate, market conditions can shift between a seller’s market and a buyer’s market—and if you’re looking to buy a home, a buyer’s market presents some of the best opportunities to negotiate a great deal. But what exactly does…
Buying a home is one of the most significant financial decisions you’ll make, and preparing your finances ahead of time is the key to success. As we enter 2025, setting yourself up financially will make the home-buying process smoother, less…
When it’s time to move into a new home, selling your current house isn’t the only option. For homeowners looking to build long-term wealth, turning your current home into a rental can be a savvy financial move. With the right…
If you’re self-employed, you may already know that getting a mortgage can feel a bit more complex than it is for W2 employees. But don’t let that discourage you—getting a mortgage when you’re self-employed is entirely possible with the right…
