As we enter 2025, many people are wondering whether it’s better to buy or rent their next home. Changing interest rates, evolving market conditions, and personal circumstances all play a role in this decision. While buying a home is often…
The start of a new year is a perfect time to set goals, especially if buying a home is one of them. Whether you’re planning to buy your first home or upgrade to a larger one, setting resolutions can help…
If you’re wondering, “How long does it take to buy a home in Alabama?” you’re not alone. For most buyers, timing is a big consideration, especially if you’re moving to a new city or state, changing jobs, or selling a…
When you close on your home and mortgage, you likely won’t be paying the company that closed your loan for long. So, who owns my home loan? While this might be surprising, it’s quite normal for your mortgage to be…
Don’t let the home loan process feel scary! Whether you’re a first-time home buyer in Birmingham, Alabama or looking to upgrade to your dream home, understanding the steps involved can make the journey smoother and more enjoyable. Let’s break down…
Mistakes to Avoid When Getting a Mortgage Loan Are you in the process of buying a house or refinancing your mortgage? How do you know you’re getting the best deal or the lowest interest rate? In this blog, we discuss…
Basics On Credit In our line of work we meet people with vastly different credit experiences and knowledge. There seems to be a lot of misconceptions about credit so we wanted to break down the basics for you. When it…
Did your offer get accepted? If so, congratulations! One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to have a quick celebration but with the escrow clock ticking…
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home…
In our last post we talked about the pre-approval and how the two most important items that any potential home buyer needed to focus on first was their credit and their pre-approval. Assuming all looked good in those areas, the…
