In real estate, market conditions can shift between a seller’s market and a buyer’s market—and if you’re looking to buy a home, a buyer’s market presents some of the best opportunities to negotiate a great deal. But what exactly does…
What is PMI? Private Mortgage Insurance (PMI) is an extra cost added to your mortgage payment when you put down less than 20% on a home. Why do lenders require PMI? It protects the lender in case the borrower defaults,…
Owning your home free and clear is a goal for many homeowners, but the thought of paying off a mortgage early can feel overwhelming—especially if you’re on a budget. The good news? You don’t need a massive income or major…
Home equity is one of the most valuable tools homeowners have for achieving their financial and housing goals. Whether you’re considering updating your current home or moving into a new one, your home equity can help make it possible. But…
When it comes to buying a home, one decision you’ll face is whether to buy a new construction or an existing home. Both options have unique advantages and challenges, and the best choice depends on your budget, timeline, and lifestyle…
For many homeowners, building equity is one of the most rewarding aspects of owning a home. Equity represents the portion of your home that you truly own—the difference between your home’s market value and what you owe on your mortgage.…
Buying a home is one of the most significant financial decisions you’ll make, and preparing your finances ahead of time is the key to success. As we enter 2025, setting yourself up financially will make the home-buying process smoother, less…
As we enter 2025, many people are wondering whether it’s better to buy or rent their next home. Changing interest rates, evolving market conditions, and personal circumstances all play a role in this decision. While buying a home is often…
The start of a new year is a perfect time to set goals, especially if buying a home is one of them. Whether you’re planning to buy your first home or upgrade to a larger one, setting resolutions can help…
As we approach a new presidency, many homeowners and potential buyers wonder: How does a new president impact the housing market? While no one can predict the future with certainty, there are three major factors that could shape the market…
