If you’re self-employed, a 1099 worker, or a business owner, you’ve probably already learned that your financial path looks a little different than someone earning a traditional W-2 salary. And when it comes to buying a home, that difference can…
If you’re carrying student loan debt and thinking about buying a home, you’re probably wondering: can I buy a house with student loans? The short answer? Yes, you can absolutely buy a house with student loans. But like most things…
If you’ve started researching mortgages, chances are you’ve heard the names Fannie Mae and Freddie Mac thrown around. But who are they? And more importantly, why do they matter to you as a homebuyer? Let’s break it down in simple…
How to Use Gift Funds for a Down Payment Buying a home comes with plenty of questions—and one of the biggest is: Where will my down payment come from? The good news is, it doesn’t always have to come out…
When most people think about their mortgage, they think about the monthly payment—an expense that’s simply part of owning a home. But your mortgage can actually be a powerful tool in building long-term financial security and helping you meet your…
Housing bubbles bring fear and uncertainty to homeowners and buyers alike. When people hear the term, they immediately think of 2008, when the real estate market collapsed, sending home values plummeting and shaking the financial world. But is history about…
Inflation affects nearly every aspect of daily life, from the price of groceries to the cost of gas. But one area where its impact is particularly significant is the housing market. When inflation rises, it can drive up home prices,…
Spring is one of the busiest home buying seasons—but what will the 2025 market look like? Factors like mortgage rates, home prices, and inventory levels will play a major role in shaping buyer decisions. In this blog, we’ll break down…
Spring is often called the best time to buy a home, but is that really true? While the season offers advantages like increased inventory, it also comes with challenges such as higher competition and rising prices. In this guide, we’ll…
Getting a mortgage as a self-employed borrower can feel more complicated than for traditional W-2 employees. But the good news? It’s absolutely possible—you just need to be prepared. Lenders want to see stable income, strong financial records, and proof that…
