Spring is one of the busiest home buying seasons—but what will the 2025 market look like? Factors like mortgage rates, home prices, and inventory levels will play a major role in shaping buyer decisions. In this blog, we’ll break down…
Spring is often called the best time to buy a home, but is that really true? While the season offers advantages like increased inventory, it also comes with challenges such as higher competition and rising prices. In this guide, we’ll…
Getting a mortgage as a self-employed borrower can feel more complicated than for traditional W-2 employees. But the good news? It’s absolutely possible—you just need to be prepared. Lenders want to see stable income, strong financial records, and proof that…
In real estate, market conditions can shift between a seller’s market and a buyer’s market—and if you’re looking to buy a home, a buyer’s market presents some of the best opportunities to negotiate a great deal. But what exactly does…
What is PMI? Private Mortgage Insurance (PMI) is an extra cost added to your mortgage payment when you put down less than 20% on a home. Why do lenders require PMI? It protects the lender in case the borrower defaults,…
Owning your home free and clear is a goal for many homeowners, but the thought of paying off a mortgage early can feel overwhelming—especially if you’re on a budget. The good news? You don’t need a massive income or major…
Home equity is one of the most valuable tools homeowners have for achieving their financial and housing goals. Whether you’re considering updating your current home or moving into a new one, your home equity can help make it possible. But…
When it comes to buying a home, one decision you’ll face is whether to buy a new construction or an existing home. Both options have unique advantages and challenges, and the best choice depends on your budget, timeline, and lifestyle…
For many homeowners, building equity is one of the most rewarding aspects of owning a home. Equity represents the portion of your home that you truly own—the difference between your home’s market value and what you owe on your mortgage.…
Buying a home is one of the most significant financial decisions you’ll make, and preparing your finances ahead of time is the key to success. As we enter 2025, setting yourself up financially will make the home-buying process smoother, less…
